Financial Mechanism for Sustainable Development of Housing Construction
- Авторлар: Makarov D.A.1, Yudenko M.N.2
-
Мекемелер:
- Emperor Alexander I St. Petersburg State Transport University
- St. Petersburg State University of Economics
- Шығарылым: № 4 (2024)
- Беттер: 53-64
- Бөлім: REGIONAL AND SECTORAL ECONOMICS
- URL: https://bakhtiniada.ru/2306-2800/article/view/292193
- DOI: https://doi.org/10.25686/2306-2800.2024.4.53
- EDN: https://elibrary.ru/FKPIHV
- ID: 292193
Дәйексөз келтіру
Толық мәтін
Аннотация
Introduction. The significant changes in mortgage lending terms, the high level
of the Bank of Russia key rate, the growing tax burden and the shortage of skilled workers determine the relevance of the issue of the comprehensive improvement of elements of the financial mechanism for housing construction development. The article aims to present the results of a study of potential directions in the development of methods for measuring the effectiveness of the financial mechanism in housing construction from the standpoint of promoting sustainable growth of the level of housing provision for the population based on the principles of the systemic approach.
Methodology. An analysis of housing construction and its financial mechanism as a complex socio-economic system was carried out including the definition of its subjects, goals, functions and structure.
Results. The financial mechanism of housing construction was defined as a way to organize monetary relations between the state, the population, the construction sector, financial institutions and infrastructure intermediaries, as well as to form and use their money funds most effectively ensuring a sustainable improvement of the quality of life for all segments of the population due to the increasing quantitative and qualitative level of housing, a favorable social and ecological environment along with sustainable balanced development of the construction industry and businesses directly related to it. A method for assessing the effectiveness of the financial mechanism on the basis of the housing affordability index was proposed. A number of key
directions for improving the housing construction financial mechanism towards its sustainable development were formulated.
Conclusion. Only coordinated, comprehensive development of elements of the housing construction financial mechanism (HCFM) allows achieving the goals of the system and its individual subjects. When using certain financial instruments for stimulating housing construction, it is necessary to focus on the sustainable development of the entire industry and all of its participants, and ultimately, the national economy and society as a whole.
Толық мәтін
Авторлар туралы
Dmitry Makarov
Emperor Alexander I St. Petersburg State Transport University
Хат алмасуға жауапты Автор.
Email: makarov141161@gmail.com
SPIN-код: 4526-5315
Candidate of Economic Sciences, Associate Professor, Department of Economics and Management in Construction
Ресей, 9, Moskovsky Pr., St. Petersburg, 190031Marina Yudenko
St. Petersburg State University of Economics
Email: makarov141161@gmail.com
SPIN-код: 6113-2790
Doctor of Economic Sciences, Professor, Department of Public
and Territorial Administration
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