The Activities of Consultants-methodologists on the Formation of Financially Literate Behavior of Russians

The purpose of the research. This article presents the results of an all-Russian survey of consultants-methodologists who carry out activities to educate the population in financial matters. The study was conducted by the Institute of Financial Literacy of the Financial University under the Government of the Russian Federation together with the educational and scientific sociological laboratory of the Department of Sociology of the Financial University. Both quantitative (questionnaire mass survey of students of the advanced training program “Financial Consulting”) and qualitative methods (in-depth semi-structured interviews with students of the advanced training program “Financial Consulting”) are involved. More than 1,200 students who successfully completed the training program in 2022 took part in the questionnaire survey. The data collection method is online surveys. Geography of the questionnaire survey: consultants-methodologists from 55 regions of the Russian Federation. 34 certified consultant-methodologists took part in the interview. The data collection method is telephone interviews. Geography of the interview: methodologist consultants from 34 regions of the Russian Federation. The scientific novelty of the research is the development of a tool for measuring the satisfaction of students of the Institute of Financial Literacy with the advanced training program “Financial consulting”, building a map of the problems of professional activity of consultants-methodologists with the identification of specific qualities of the Russian population, manifested in financial behavior. Results. Measuring the effectiveness of the work carried out by the state to increase the level of competent behavior of citizens must be supported by additional expertise and methods of sociological measurement of financially literate behavior. This will allow measuring various practices of financial behavior in various areas, assessing them, predicting the consequences and costs for all financial market participants. Currently, such a methodology is in the process of being discussed, created, however, methods for measuring financial literacy are widely popular in scientific communities.

financial literacy, financially literate behavior, attitudes, advanced training program